What bullish¡t. This is sad. Applied on day 1 and of course I couldn't past the first page. Figured I'd give it some time to work the bugs out and finally tried again today, it's still crawling with 'em.
Went online, finished applying. Get to a page that says My Profile, (Identity Verified) but nowhere else to click. I then get an email that I have a message waiting. Clicked on link, logged in, got to a page that says;
James, what would you like to do?
View my current applications Apply for new coverage (Doesn't apply to me) 2014 Ohio application for Individual & Family Coverage Status: In progress ID#: xxxxxxxxxx
If I click on the link, it takes me back to the start of the application process saying;
APPLICATION STATUS
Your application is incomplete You haven't finished your application for health coverage. You must complete and submit your application to find out if you're eligible for coverage and to enroll in a plan.
CONTINUE APPLICATION
I click continue application and it starts all over again. Most of my fields are already filled in so it's just clicking through, but it does no good.
I finally called them. I am caught in what she called a roller coaster loop, they gave it a cute name, and I should try tomorrow as they are supposedly putting a fix in for it tonight. Don't know if it has something to do with being self-employed or whatever but don't care. 7 weeks after the roll out and it is still broken.
They shouldn't have given the contract for the website to the lowest bidder.
Ask me about my approval rating for Obama at the moment.
six_of_one
Pool Bar
Registered: 04/19/02
Posts: 4474
Loc: Alexandria, VA
I never got my day 1 login/application to work, so I just created a new user and everything has been fairly smooth since then. It's a shame the site is still so frustrating -- maybe try applying via the phone number instead?
Yeah I'd start from scratch. The original might have been corrupted by the system then. Start clean ! ... or as 6-er suggests call the phone #.
I actually did use a different user name and email this time.
So I went at it a third time, a different email and ID again and finally made it in. I noticed this time that the screen where one electronically signs was entirely different. It was after that where the problem was earlier.
Take that back. Another roadblock. I received a notice that I have a message waiting, click on the link, log in, see "You have a notice available about your Marketplace eligibility." and no choice to read it, only a choice to close the message.
On another note, looking at my coverage options, my premium will go from 234 month to 510 if don't keep my current plan, that's for a Bronze plan, 1 person. WTH?
I'll deal with this crap tomorrow, pretty frustrated.
garyW
mid-century modern
Registered: 04/19/02
Posts: 8329
Originally Posted By: Jim_
On another note, looking at my coverage options, my premium will go from 234 month to 510 if don't keep my current plan, that's for a Bronze plan, 1 person. WTH?
Only two things come to mind that would explain this result in the Bronze category. Either your income is high and you don't qualify for much of a Federal assistance, or the $510/mo is the premium cost without the subsidized amount subtracted from it. I wonder if OH residents are being screwed because they're red state? Just asking.
Bronze plans suck. They have high deductibles and copays do not apply until you meet the deductuctible. Silver looked like the best option to me.
Just as a point of reference go to CoveredCA.com > shopand compare >
There's no personal info you need to enter to browse.
I plugged in single, 50yrs old, income of $100K (lucky guy!). Use my zipcode 92262 In the California exchange the federal assistance won't apply for incomes greater than $50K wih no dependents.
These were the first page picks:
My advice, move to California and get a few dependents.
six_of_one
Pool Bar
Registered: 04/19/02
Posts: 4474
Loc: Alexandria, VA
Neither does Virginia.
Also, Jim, I still have that "message waiting" notice and haven't been able to read it -- or even have a button or something that will let me. So I've simply ignored it ;-)
And, yeah, I'm beginning to think self-employed people who make enough to disqualify for assistance are in that portion that will be funding the rest. So I guess we can either be upset about it or take solace in that we're doing our part for the greater good. But only if this whole thing works -- if I'm paying more just to get a different but equally broken system, I'll stop being even this minimally magnanimous. I can't help but think that single payer would make me feel better about all of this.
Anyways, come down to Virginia -- at least our bronze plans (for me: single, 52) start at $250. I'll wager both of us would have been better off living in a state that at least tried to make this work ...
six_of_one
Pool Bar
Registered: 04/19/02
Posts: 4474
Loc: Alexandria, VA
Quote:
Bronze plans suck. They have high deductibles and copays do not apply until you meet the deductuctible.
Maybe in California.
Here's the least expensive Bronze plan offered to me (single, 52, no dependents, no assistance) in Virginia via heathcare.gov:
Which, you'll note, has a $6K deductible but a max out-of-pocket of $6K as well -- after you've met the deductible everything else is taken care of for the year. Oddly, the slightly more expensive ones DO have the copay-after-deductible and a slightly higher out-of-pocket ($6,350) …
This is the closest to my current coverage, which I consider to be "catastrophic" coverage, and is better at the cost of $100 more per month (which, after talking to acquaintances who are in similar situations, seems to be pretty much the norm.).
So yeah -- all things considered, could be a lot worse. And at least tax-deductible, so that's something =P
I think I'll wait for the first of the month before actually pulling trigger, just to see what other options there may be at that time (thinking of Barry's "fix" here) ...