Well, I've decided to go with a combo of DB (after all) and the FTP option in my Network Solutions hosting package. The free version of DB meets my needs, and the more clients and vendors I invite, the more storage I earn. No one client can see or access the others' folders, so I don't even need the public folder. I'm hosting images for CL ads and all of my images for this site on NetSol. My iDisk is empty now — broom-clean, as they say, so Apple can have the keys any time.