11% was the going rate back in 1980 - later when the rates dropped down to 7% I went to re-fi - they said that since I am self employed "CarpentryPlus" construction companies are on the list of High Risk, so the best I could get is 10.5 which I told them to take a hike<br><br>
if you got clean credit you may come in around 5 or 6 pts. with where the rates are now.<br><br>everybody [99%] is fixed --GMAC or GMAC DBA DITECH.<br>call 'em up and they'll send a signing agent (who [most likely] has no interest in whether you sign or not --just a local notary/attorney-- but you can keep your copy, and if you do sign you'll likely have a 3 day Right to Cancel... no worries they're good loans... you can call your processor while you're signing or reschedule if there are problems) to your house or wherever you want, when you want, to do the signing.<br><br>
Loc: The world man the world
Welp now mine is free, dont pay no interest at tall. Got dis old school bus<br>fur 1500 bucks 20 or so years ago, gutted it out, and the fixings to do her up <br>were free for the taking, eye parks it where i please, squat kinda like,<br>till days tell me to move it....bummer man, but da up side to having<br>nothing, is you aint got no worries either....free and easy lifestyle<br>hellsbells youall uens need a lessen in how to get free grub too.<br><br>[color:purple]keep on truckin' brother</font color=purple><br><br>
[purple]keep on truckin' brother[/purple]
Loc: Southern Lake Superior
30-year, fixed-rate. Payments aren't overly high, yet I'm paying something on principal each month. Unless you live in an area of extremely high home prices, I'd shy away from interest-only jobs. If there is a downward adjustment of home prices, you won't be left holding the bag on equity that is non-existent.<br><br>My 2¢.<br><br>[b][color:green]Stumpy</font color=green>[b]<P ID="edit"><FONT SIZE=-1><EM>Edited by Stumpy1 on 06/19/05 09:10 PM (server time).</EM></FONT></P>
_________________________ Stumpy "Seek for the merit in others, even the tiniest shred. Then do the same in yourself" -Reb Nachman
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