Congratulations! Just goes to show how things actually can work when people take the effort to make them work =)

Just to confirm, since it's my understanding: the $6,300 out of pocket maximum is an annual maximum, not a lifetime maximum, correct? (Still a great thing vs. emptying your life savings ;-)

I'm still mulling-over my options. On the healthcare.gov site, those options are basically some flavor of Blue Cross or Kaiser. There's a third provider, but they're way too pricey. I currently have coverage with Kaiser and sadly they're not offering anything direct that's not already on the exchanges. It remains to be seen if my current coverage will be grandfathered under Barry's recent edict and I can keep it for a while longer, or if I really have to bite the bullet and get one of the more expensive (and better) plans off the marketplace