THAT'S what many don't realize, you can financially die from "1000 cuts" because of all the co-pays and out of pocket expenses. Few keep track of these, and this is what health Insurers count on.. you won't know the fine details... this is also why there are now "Minimum standards". Too many deceptions and junk policies where you think you're covered but then all your deductions, co-pays, and out of pocket expenses, etc kick in and you're out $1000s while you're still paying $$ for policies that minimally protect you.
I hope the American public will get educated.... I believe if they do so, they'll see how they've been scammed for years by Health Insurance companies !!
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