Not sure about the Medigap, but can check on it. Good question.

I just kept my BC/BS and Plans A+B... not the cheapest, but I gotta cover the wife who's 61.
There may be cheaper plans but in the long run I believe the risk of high medical co-Pays will offset the cost of the plan.... i.e. pay now, or pay more later... much more ! eek

But it's all a crap shoot because we don't know the future. frown