Originally Posted By: Biggerfoot
Wow, using the Kaiser calculator, my insurance rates are going close to double.

I have Blue Cross with a pretty decent coverage. I did receive a letter from them stating that I should expect changes soon once they release their coverage rates.

The calculator is if you want to take advantage of the exchanges; there's nothing requiring you to use them. If your current coverage is less, you can keep that. If your current provider decides to raise rates, that's on them. Theoretically, the existence of the exchanges is supposed to foster competition both within the exchange and with companies outside the exchange. If your current provider deems it necessary to raise rates to protect their bottom line, perhaps this is an opportunity for you to shop around. It's not like there's not going to be options =)