My 8GB iPhone 3Gs was $19.99

it's the GD CONTRACT/SERVER that'll kill ya'!

I'm planning on upgrading to the 16GB iPhone 4Gs
which is still only $49.99 if you get a Refurb.

however what you need to do is to familiarize
yourself with TERMS that you'll encounter before
hand, so when the merchant babbles off contract
options (like a freakin' cross between a used-car-
salesman & an auctioneer eek ) you'll be better
prepared to know exactly what you want & need
in order To Not Be "OVER-SOLD" on Potentially
(NOT "nickel n' dime") EXPENSIVE "Add-Ons".