Also, if you're self-employed, definitely look into the Exchanges -- I know I will be =)
Yes I am and I will be looking into those. Thanks guys, I had not heard of those.
I have broker that has always helped me find a good deal, I usually switched every 1 to 3 years. Joined a group, as the group rates changed with attrition etc he'd find another group. About 4 years or so back he said it wan't as competitive and what I had was the best he could do. Hopefully this will change things. I got in touch with him again to see if it's changed.
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