True Dat. I'll be putting some extra though into renewing the subscription next December. The Mac program is feature-dry compared to what they offer for PCs. If I were a Windows user, I'd have not had this problem. Later this year I may upgrade to a 2 or 3TB external HD. That'll mitigate any storage concerns, but it still won't address the extra security of offsite storage (and iCloud it too damned expensive).