This is exactly what the insurance companies are doing before the Affordable Care Act restrictions begin at the end of this year. My Anthem Blue Cross went up $450/mo with fewer benifits and a higher deductible.

Thank your republican legislators that added lengthy time delays to the process to allow the insurnce companies to screw us all.

I need an x-ray of my foot last month. (hey Steve, what are the chances of that?) If I paid cash for it would cost $45, otherwise they bill the insurance company $150. How much would Anthem Blue Cross refuse to pay? I don't know but I'll find out soon when the bill comes.

California will be one of the first states to implement the federally funded exchanges, so hopefully there will be better & cheaper coverage for me to buy next year at this time.