I am starting to change my mind about to the no side <-- Once I heard that if you don't have medical insurance you will be fined something like 900 bucks ? Much like car insurance , if you don't have one it is a fine PLUS its a Jail-able offense <-- is that where we are going with this ? ? This alone turned me off .

The plan started off great - I guess to many whacky changes later ?

I would like ;
A list you can choose from for yourself and from an employer . Currently here the employer has only 1 plan . My last one was Blue Cross , my new one has HMSA only.
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