So, what happens if you have a catastrophic accident or illness? Do you have the 100s of thousands of dollars saved up for that?
Yep, that's where a lot of our inflated premiums come from. The emergency rooms are filled with people with no insurance who never planned to have a catastrophic illness or accident. I could say I never plan to have a car accident but I don't think they'll drop the requirement that I have insurance.
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