Everyone gets into difficult times (I know I do).  Dont let it get you down.  Good things come to those who wait, or so Im told.  As for the panels, you would need to strip them fully to fix the paint mishap.  But donating seems like a good idea.  Chaulk it up as a learning experience (I have broken a ton of stuff to know what I know), and give it to them.  I gave a couple of old macs to a school who wanted to paint them for a project.

Hope things start to look up for ya.