As a young person, the personal savings accounts sound like a great idea especially with all the talk about social security going away. But wouldn't I be taking away from people who are already on Social Security. My grandfather gets a pension and is also supplemented by Social Security and it helps him make ends meet. Would this be like taking food out of his mouth?<br><br>"There's no substitute for the TRUTH....because the TRUTH needs no PROOF..."<br>